Buyer’s Guide

Choosing to buy a home is one of the biggest decisions you’ll make in your life. It’s a complex ordeal that requires a lot of planning, and contracting the help of a knowledgeable Realtor to make the process run smoothly. To ready you for this, here is a general overview of what to expect and how to prepare.


Tap into your team of professionals including mortgage reps, home inspectors and Real Estate lawyers. These professionals want you to have a smooth experience, have the best overall conditions for your home purchase plus smooth out any bumps along the way.

Get Your Finances In Order

One of the first things you’ll need to do is put money aside for a down payment. The amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. You’ll need to contact a mortgage broker early on to determine what you can potentially afford. You can develop a plan to structure your finances, so that you’ll be able to secure a mortgage approval when you are ready. Understand the overall mortgage including interest rates, payout penalties and prepayments so you’re confident in your purchase.

Visualize Your New Home

Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. It’s time to decide on details of your new home such as size, number of rooms, basement development, garage, lot size and exposure. KDeal with a professional who is knowledgeable about your town and can help you with things like schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you – so think about it carefully. You may want to put this in writing and create a needs vs wants list.

Meet With A Realtor

It’s important to partner with a Realtor you feel completely comfortable with. A Realtor can help you find your dream home, that meets both your needs and your budget. We will set up and accompany you to viewing appointments, help you compare properties and also help bring clarity to the complicated process of buying a home. We are experience and knowledgeable REALTORS who you can be sure will represent your best interests with integrity.

The Search

By using both the property search on this website and consulting with your Realtor, you will be able to find homes in your desired areas. We will update you frequently regarding new listings and keep you up to date with market conditions, helping you target homes in the neighbourhoods best suited for your needs.

You’ve found the right home, now what?

Your Realtor can help you structure an offer that the seller will either accept, counter or reject. After we’ve negotiated an offer, you’ll need to choose a qualified, licensed home inspector and work with your mortgage rep to secure a financing approval. You’re now ready to sign off on ownership. A visit to your Real Estate lawyer who will explain the last begal bits and property taxes will be the last step. We will share a list of things to expect next.

Congratulations! You are now a homeowner and building equity in your investment.